Privacy Policy

Effective Date: December 13, 2019

1. About Us

We are Lambda Financial Technologies, Inc. (referred to as "Alloy Card" or "Alloy"). This document ("Privacy Policy") explains what information we collect, how we use it, and your rights if you want to change how we use your personal information.

If you have any questions about our Privacy Policy or how it applies to specific data, please reach out to our privacy team at privacy@alloycard.com

2. How We Collect Information

We collect information when you interact with us in the following ways:
- Browsing alloycard.com or accessing our social media profiles and websites in which we might use tools such as cookies;
- Calling, chatting, or interacting with Alloy Card (such as customer services); and
- Interacting with us at a conference or event.

3. Types of Information We Collect

The types of information we may collect include, but are not limited to:

- Information you provide to join a waiting list, such as your name and email address;
- Browsing information, such as where you click on our website or Uniform Resource Locator ("URL") that may have directed you to our website or that you just came from, or the URL that you go to after visiting our website;
- What you click on and what you type, time you spend on our websites, and other user experience information;
- Device information, such as your IP address, browser type, operating system, device type, or the area code and ZIP code associated with your server;
- Personal information about you when you call, chat, email, or interact with members of Alloy Card's teams (such as customer services or marketing), including your name, your email, phone number, or other contact information; andContent of your communications and survey responses.

Your information collected through our website may be combined with other information we collect about you from third-party sources. We do not control third-parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising.

4. How We Use Information

We will primarily use the information we collect to provide product or service offerings to you as they become available. We may also use the information we collect for any other legitimate business purpose. For example, we may use the information we collect:

- To respond to your requests or questions;
- To inform you of the launch of our product;
- To enhance our website operations;
- To improve marketing or promotional efforts;
- To better understand the interests of our website visitors to design products or services;
- To analyze our website use and observe your behavior and browsing activities over multiple websites and platforms;
- To customize website content and layout;
- For any other purpose for which you provide consent; or

As otherwise permitted or required by law.

5. Who We Share Information With

We may share information that we collect with our service providers and business partners. We will share information that we collect to protect you, us, or third parties. We may share personal information:

- To comply with applicable law or regulation;
- To enforce our contractual rights;
- To protect the rights, privacy, safety and property of Alloy, you, our business partners, or others; and
- To respond to requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, which may include authorities outside your country of residence. When complying with court orders and other similar legal processes, Alloy strives for transparency. We will make reasonable efforts to notify the relevant party of any disclosure of their personal information, unless we are prohibited by law, court order, or exigent circumstances prevent us from doing so.

5. Who We Share Information With

We may share information that we collect with our service providers and business partners. We will share information that we collect to protect you, us, or third parties. We may share personal information:

- To comply with applicable law or regulation;
- To enforce our contractual rights;
- To protect the rights, privacy, safety and property of Alloy, you, our business partners, or others; and
- To respond to requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, which may include authorities outside your country of residence. When complying with court orders and other similar legal processes, Alloy strives for transparency. We will make reasonable efforts to notify the relevant party of any disclosure of their personal information, unless we are prohibited by law, court order, or exigent circumstances prevent us from doing so.

We may share anonymized or aggregated information, or other data that does not directly identify you or your business, with third parties.

We may use third parties to send advertisements on our behalf. We may only share a very limited set of personal information required to deliver our advertisements to you (such as an email address to deliver the message to you), and we do not permit third parties to use or share your personal information to advertise unaffiliated products or services to you. These third parties may also use cookies or similar tracking tools to identify you through your browser usage. While you may disable these tools in your browser settings, you may still receive non-targeted advertisements we sent as part of a general marketing campaign.

In the event of a corporate sale, merger, reorganization, dissolution or similar event, personal information and data we process from you may become part of the assets we transfer or share in preparation for any such transaction. Any acquirer or successor of Alloy may continue to process personal information consistent with this Privacy Policy. We do not sell your personal information.

6. Where We Store Personal Information

We may process and store personal information for the purposes described in this Privacy Policy in the United States. We will store this information while we continue to develop our products and services to you, to operate our business, comply with contractual obligations, and for as long as required by law.

If you ask us to delete specific personal information, we will honor your request unless deleting the information prevents us from conducting required audits, or carrying out other legitimate business functions, or we are required by law or contractual obligation to keep that information.

7. Other Important Information About Your Personal Information

We use organizational, technical, and administrative measures to protect personal information; however, no data security program is entirely secure. Please contact us immediately if you believe that your personal information or any other confidential information that you have provided to us is no longer secure or has been lost or stolen. If we confirm that there has been a breach of personal information or confidential data related to you, we will notify you.

You must be at least the age of majority in the United States to have our permission to use this website. We do not knowingly process any information from or direct any of our products or services to children. Our website is intended for adults and it is not directed to children. Please do not provide us with any personal information related to children.
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In some circumstances, we require you to provide us with personal information relating to another person. Do not provide us with any personal information unless you have obtained consent of these persons or you are sure the disclosure of the personal information is otherwise permitted by law. You must inform all other persons whose information you share with us how we process personal information and all other terms of this Privacy Policy.

Our website does not respond to "do not track" signals sent by internet browsers. However, our website may provide links to other websites. Please be aware that when you click on one of these links, you are going to another website. Information you enter on these other websites is being collected by those websites, not Alloy. Their privacy policies may allow disclosures and uses of personal information that are not allowed by Alloy. We encourage you to read the privacy policies of these linked websites as they may differ from ours.

8. Your Choices About Your Personal Information

You may choose not to receive promotional emails from us by following the unsubscribe/opt-out instructions in those emails, but we may still send you non-promotional messages relating to information about our future products and operations such as updates to agreements and privacy notices.

If you are a California resident, you have certain rights over the information that we have about you. Starting January 1, 2020, you can:

Access a copy of any personal information we have about you;Delete any personal information we have about you when we do not have legal or contractual obligations to keep the information; andCorrect any personal information we have about you by contacting us as provided below.

To exercise your choices about your personal information, please contact us at privacy@alloycard.com or through the chat on our website. We will not discriminate against you for exercising any of your rights.

9. Changes to This Privacy Policy

We may make minor updates to this Privacy Policy, and we encourage you to visit this site from time to time to be aware of and review any updates. We will notify you of material changes, changes that limit any of the rights you have related to how we process your personal information under this Privacy Policy, or that we are required to disclose by law via a prominent notice on our website or via email at least 30 days before the changes taking effect.